Access Bank Limited (ACCESS.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2012 interim results for the third quarter.For more information about Access Bank Limited (ACCESS.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Access Bank Limited (ACCESS.ng) company page on AfricanFinancials.Document: Access Bank Limited (ACCESS.ng) 2012 interim results for the third quarter.Company ProfileAccess Bank Plc is a leading financial institution offering banking products and services for the retail, private, corporate and institutional and non-institutional sectors in Africa and Europe. The company offers solutions for corporate and investment banking, commercial banking, personal banking and business banking. In addition to transactional banking, Access Bank Plc offers cash management and treasury services, project and structured finance, supply chain and trade finance as well as insurance, brokerage services, liquidity management and debt management programmes. The company was established in 1989 and has grown its national and international footprint to approximately 300 branches. Access Bank Plc’s head office is in Lagos, Nigeria. Access Bank Plc is listed on the Nigerian Stock Exchange
The British & Irish Lions blasted the Maori All Blacks 32-10. Here are all the talking points from the match-up in Rotorua British & Irish Lions: Leigh Halfpenny; Anthony Watson, Jonathan Davies, Ben Te’o, George North (Elliot Daly 62); Johnny Sexton (D Biggar 66), Conor Murray (Greig Laidlaw 66); Mako Vunipola (Jack McGrath 59), Jamie George (Ken Owens 64), Tadhg Furlong (Kyle Sinckler 64), Maro Itoje, George Kruis (Iain Henderson 59), Peter O’Mahony (capt)(Sam Warburton 62), Sean O’Brien, Taulupe Faletau.Tries: Penalty try (7 points), Itoje. Cons: Halfpenny. Pens: Halfpenny 6. Chasing – The kicks that rained down (until the Maori lost their defensive shape and the Lions ran at the them) looked all the better for improved chasing. Too often people use missed tackle statistics as a stick to beat players, but on this night, if a tackle was missed on a kick chase, the catcher was invariably gobbled up. In the aerial game of chicken, the Lions edged it.What’s not?The conditions – The weather was rank. But it has been most of the tour. Not something to complain about but something to help explain why Murray and Halfpenny hoisted so many kicks skywards.Maori cynicism – In the first half a complaint came in about the Maori All Blacks killing ball in their own 22. In the second half such tactics finally got on referee Jaco Peyper’s wick and he eventually snapped ten minutes into the second half.Poor tannoy work – In a land where everyone is told to respect tradition and values, making potato jokes about the Irish seemed poor. Then when Itoje scored, it was announced that “Courtney Lawes” had gone over. The man on the mic also announced some phantom substitutions. Not a great day at the office.All smiles: James Lowe of the Maori All Blacks had a night to forgetStatistics1 – The number of penalties given away by the Lions in the second half.75% – The territory the Lions enjoyed in the game. According to Gatland, they “squeezed the life out of them.”67 – Tackles made by the Lions. That is so few, it is scary. They didn’t need to.21 – Broken tackles by the Lions. With ten offloads added in, this was a more adventurous showing, but both of their tries came from the scrum.Maori All Blacks: James Lowe; Nehe Milner-Skudder, Matt Proctor (Rob Thompson 53), Charlie Ngatai, Rieko Ioane; Damian McKenzie (Ihaia West 62), Tawera Kerr-Barlow (Bryn Hall 74); Kane Hames (Chris Eves 61), Ash Dixon (capt) (Hikawera Elliot 70), Ben May (Marcel Renata 70), Joe Wheeler (Leighton Price 70), Tom Franklin, Akira Ioane, Elliot Dixon (Kara Pryor 74), Liam Messam.Tries: Messam. Cons: McKenzie. Pens: McKenzie.Yellow card: Kerr-Barlow Watch as all the talk of this being the “unofficial fourth Test” disappears – the Lions exerted total and utter control over a Maori All Blacks team that never even flirted with the flair we were promised pre-match. In their 32-10 win, the Lions finally played unapologetically like themselves.Several local fans were grumbling as Leigh Halfpenny unlatched his unerring boot, kicking seven from seven. They had paid to see basketball-style rugby, but what they got was a confident northern hemisphere showing. It was high kicks, punishment of infringements and calmness. The difference between their half-time score (the Lions led 12-10) and their full-time score shows the steadiness.The hosts opened their try account first, though, with a jolter early on. The Maori try was a product of panic. With a Kick in behind, George North and Halfpenny raced back. North slid but spilt the ball after fly-hacking forward, Liam Messam helped himself to a score. North, unlike so many others, still does not look confident in himself.Sure footed: Leigh Halfpenny kicked seven from sevenIt was the only moment of Maori dominance. This was a controlled display – though still mottled by the odd spill, and although discipline was markedly improved by the Lions it is worth noting that referee Jaco Peyper – who takes the whistle in the first Test against the All Blacks at Eden Park – is not a fan of petulance from players.Halfpenny kept the scoreboard ticking over, though, and just as encouraging for them, there was a high level of set-piece superiority.This showed at 51 minutes when the Lions scrum obliterated their Maori counterparts and Peyper went under the posts for a penalty try. This came after a number of offences by the hosts anyway, and Tawera Kerr-Barlow was shown a yellow card for a shoulder shunt on Halfpenny as he made a break for the line.A second Lions try came from Itoje after another strong scrum. The pack will be eager to go again after this, and although there was no breakout score, again, there were glimmers as centres Ben Te’o and Jonathan Davies created plenty of chances.They were so nearly there against the Maori.A convincing win here may render it unimportant for many, but can the Lions score a few more tries? It is still a big thing to work on, alongside eradicating the errors that the All Blacks thrive on. Which in itself is a positive.Here is what’s hot and what’s not from this one.Finding his rhythm: Jonathan Davies looked comfortable alongside Ben Te’oWhich Lions caught the eye?George Kruis – With ten minutes left, under the shadow of the Maori sticks, there was a slow ruck, ripe for picking off. Kruis saw off the danger with a monster clearout. It is this kind of work, allied with set-piece solidity, that makes Kruis an invaluable athlete. He only played an hour, but Henderson added fresh impetus from the pine. With Kruis’s mate Itoje winning Sky’s man of the match, there is a real sense of competition in the boiler house.Johnny Sexton – All that fuss about Farrell tumbled away in the rain as Sexton showed what makes him such a strong competitor. Shouting the odds, making late challenges on the rucks. Two moments in the first half stood out in particular. The first was an outside break when the hole appeared in front of him and the second was a smart turn and nudge into the corner that was millimetre perfect. After the game, John Kirwan praised the fly-half and his mate Conor Murray for a smart performance.Jonathan Davies – He is still missing that final pass, something that was displayed in the first half as he broke up the left side of the pitch and cut inside past defenders instead of running to draw men and unbutton a pass to the outside for support. However, when he surges through the line or floats near a menacing Te’o, he can alter a defence’s shape.FOR THE LATEST SUBSCRIPTION OFFERS, CLICK HEREWhat’s hot?Game management – No one wants to get carried away just yet about the Lions and the Maori backs in particular disappointed, the tourists made their hosts play the game they wanted. The key in New Zealand is never to be press-ganged into a game they enjoy. This was a good example of bloody-mindedness.Dominant: The Lions scrum shoneLions set-piece – They drove well from the lineout and embarrassed the Maori scrum. Kick receptions worked well too. But perhaps what will have pleased Gatland’s assistants the most is ruck clearouts. We saw savage blasts from Kruis and then Henderson, but the team effort was impressive. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS On the charge: Ben Te’o runs away from the Maori All Blacks defence TAGS: Highlight
Oh, and look who else pooped up in the box! The Sevens World Series now takes a brief pause before the next two legs for the men in Hong Kong (5-7 April) and Singapore (13-14 April). The next leg for the Women’s series takes place in Kitakyushu (20-21 April).Follow Rugby World on Facebook, Twitter and Instagram As you will see from the video above, the actor was pretty excited, saying “That was so epic!”Asked what it was about rugby he loved, he said: “It’s just the ultimate sport, to me. There’s no pads. I grew up in America we didn’t have this much, especially where I grew up we played more hockey. But when I went down and lived in Australia and New Zealand… it’s just my favourite.”On the tournament as a whole he added: “I’ve never seen the sevens before… It’s so great and fast-paced: I love it”. Game of Ferns: Actor Jason Momoa on Day two of the sevens (Getty Images) Aquaman actor Jason Momoa steals show at Vancouver SevensFrom Game of Thrones to the game of sevens, Hollywood star Jason Momoa made the most of his day out at the Vancouver leg of the HSBC Sevens World Series.The Aquaman actor was in the touchline box at BC Place, cheering loudly for the All Blacks sevens. Some spotted that the 39-year-old was wearing a vintage All Blacks jersey while soaking up the atmosphere. The Blitzboks defeated Fiji in the semi-finals, while France knocked out the USA – ending the Eagles’ run of consecutive finals, after their victory in Las Vegas last week.Fiji went on to win the Bronze Final against the Eagles, too.For the man who played Khal Drogo in Game of Thrones, though, there was only one team he was interested in meeting… The former Game of Thrones star was jumping around and cheering on the sidelines in his vintage All Blacks jersey LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS South Africa won the Vancouver Sevens, defeating France 21-12 in the final.Selvyn Davids was named HSBC player of the final after scoring one of South Africa’s three tries and also converting all of those scores.
ArchDaily Photographs: Jon LinkinsText description provided by the architects. A private, grassy plateau is emphasised as a walled garden set within the natural landscape, and includes the primary gathering space of the scheme. From this covered shelter, with its fire and cooking facilities, one has a composed view to the outside world, including the magnificent Coolamon trees. Outside the walled communal space are the various rooms, each with independent address and varying prospect, to allow independent occupation for family and friends. Materials and colours are intended to merge with the natural vegetation as the new plantings become established over time, while the coloured ventilation casements register the use of the house. Save this picture!© Jon LinkinsRecommended ProductsEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsEnclosures / Double Skin FacadesFranken-SchotterFacade System – LINEAEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornConceptual Framework Redescribing the site as an occupied landscape results in potent experiences. Manipulation of apparent boundaries results in a richer set of places, enclosures, views and experiences. The significant room in the scheme, the covered outdoor is central to this occupied landscape, and enjoys the full spectrum of qualities sustainable over the life of the building: the action of light, the reactivity to landscape and climate, the sense of defended territory, the elaboration of openings, etc. These subliminal associations combined with the pleasures of cooking and bathing outdoors provides a genuine place for communal interactions. Save this picture!© Jon LinkinsPublic and Cultural Benefits A discrete house allows landscape to dominate the public realm. The walled garden orders the entire site, including the set of small scale buildings and gardens to its perimeter. The resulting streetscape will be (once plantings mature) characterised by 3 landscapes – a grassed bank for cars, a rendered wall tailored as a street side seat for residents, and a dense native garden. The pre-existing boulder retaining walls to the southern, park side characterize both the house and park and are left essentially unchanged. Save this picture!© Jon LinkinsRelationship-Built form to context Both site plan and built form respond to context. The dominant forms of the site are the mature Coolamon trees and the boulder retaining walls. New spaces are organized to maintain the primacy of the trees in the new composition, while the building section connects the interior volumes to the idiosyncratic landscapes to the north and south. The lower southern room steps over the boulder walls to make an elevated sleeping platform with park views. Save this picture!© Jon LinkinsProgram Resolution Brief was for two families to be able to enjoy the setting with friends. Thus a hierarchy of private and public spaces are planned around the central court. Options to participate in the communal activities or retreat to private sub-spaces are provided for adults and children, both individually and as groups. Save this picture!© Jon LinkinsIntegration of allied Disciplines The exposed coastal site of loose sand over deep rock required construction of suspended slab and beams supported off deep screw pile foundations. Narrow buildings sitting on the suspended slab required steel bracing walls to compensate for the open interior volumes. Save this picture!© Jon LinkinsValue Outcome Most of the building is utilitarian in finish. Floors are trowel finished concrete, walls and ceilings standard pb, joinery off-the-shelf polyurethane finished ply with exposed edges, cladding stained pine. All become a functional background to the timber framed windows and doors and painted ventilation flaps. This additional expenditure resonates as part of the daily use of the house. Save this picture!© Jon LinkinsSustainability Buildings are small scale and located around the significant landscape features to ensure the pre-existing qualities of the setting is maintained. Being narrow, interiors are easily ventilated. Frame and cladding is plantation pine. Stored water is reused. Response – Client and user needs The scheme includes a generous landscape to the street, ensuring the setting is enhanced through the re-development process, while residents can choose to participate in the public realm of the street when occupying the rendered block garden wall/seat.Save this picture!house planProject gallerySee allShow lessHigher Tax will hurt Honest S-CorporationsArticlesThe Waterhouse / Neri & Hu Design and Research OfficeArticles Share Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/66515/f2-house-donovan-hill Clipboard “COPY” “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/66515/f2-house-donovan-hill Clipboard Australia 2008 F2 House / Donovan HillSave this projectSaveF2 House / Donovan Hill F2 House / Donovan Hill Architects: Donovan Hill Area Area of this architecture project Projects Area: 200 m² Year Completion year of this architecture project Year: Save this picture!© Jon Linkins+ 14 Share Photographs CopyHouses•Tweed Heads, Australia CopyAbout this officeDonovan HillOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesTweed HeadsAustraliaPublished on June 30, 2010Cite: “F2 House / Donovan Hill” 30 Jun 2010. ArchDaily. Accessed 12 Jun 2021.
SHARE Administration Focusing on Good, Not Quick, NAFTA 2.0 Home Indiana Agriculture News Administration Focusing on Good, Not Quick, NAFTA 2.0 Facebook Twitter SHARE Bloomberg says the U.S., Canada, and Mexico are all on separate pages when it comes to a new North American Free Trade Agreement. Treasury Secretary Steven Mnuchin says the administration is more focused on reaching a good deal rather than an immediate one. Mnuchin says it doesn’t matter if it’s passed in this session of Congress or the next one. Canadian Prime Minister Justin Trudeau said last week that there was a good NAFTA deal already on the table. However, U.S. Trade Representative Robert Lighthizer said just hours later that the “governments were nowhere close to a deal.”Mnuchin’s comments are the latest to suggest that the door may be open to finishing the NAFTA negotiations sometime after the Mexican presidential election on July first. However, he did raise the prospect of the president having multiple options on the table. “I’m not saying he’s willing to let it spill over,” Mnuchin says, “but he has all his alternatives. I’m just saying that, right now, we’re focused on negotiating a good deal and not focused on deadlines.” Mexico’s chief negotiator says the three countries have agreed on nine of about 30 chapters in the agreement. By Hoosier Ag Today – May 22, 2018 Facebook Twitter Previous articleHouse Farm Bill Dormant Amid Immigration DisputeNext articleEmergence Issues Plague East Central Indiana Crops Hoosier Ag Today
Receive email alerts SyriaTurkeyMiddle East – North Africa Europe – Central Asia Condemning abusesProtecting journalists Armed conflicts RSF joins Middle East and North Africa coalition to combat digital surveillance The convoy had set off from Qamishli with the aim of attending a protest in Ras Al-Ayn against the Turkish incursion. The Union of Syrian Kurdish Journalists told RSF that at least eight other journalists were injured. All were local journalists working for regional media outlets such as the Kurdish news agencies Hawar News and Firat News (ANF), the Syrian news agency North Press Agency (NPA), the Kurdish TV channel Sterk TV and the Iraqi Kurdish TV channel Rudaw. June 3, 2021 Find out more “Northeastern Syria is liable to lose its journalists and become a black hole for news and information if the Turkish and Syrian authorities do not do everything possible to guarantee their safety and allow them to work,” said Sabrina Bennoui, the head of RSF’s Middle East desk. “Any attack on journalists is strictly prohibited under international law, which requires belligerents to protect media personnel along with humanitarian personnel and all other civilians.” RSF_en SyriaTurkeyMiddle East – North Africa Europe – Central Asia Condemning abusesProtecting journalists Armed conflicts Saad Ahmad, a reporter for the Kurdish news agency Hawar News (ANHA), and Mohamed Hossien Rasho, a reporter for Çira TV, a Kurdish TV station based in Germany, were killed when Turkish forces bombarded a convoy of civilians accompanied by Kurdish soldiers and journalists near Ras Al-Ayn (Serekaniye) on 13 October, killing and injuring dozens of people. June 9, 2021 Find out more Organisation Iran: Press freedom violations recounted in real time January 2020 October 15, 2019 – Updated on October 22, 2019 Northeastern Syria turning into news black hole to go further Help by sharing this information In response to the increase in risks for journalists, RSF calls on media outlets to take all necessary measures to ensure the best possible level of protection and urges those going to the region to consult its Safety Guide for Journalists, which is available in English, French, Spanish and Arabic. The many journalists who have fled the region since 13 October include BBC correspondent Feras Kilani, who reports that he has gone to Iraqi Kurdistan. The collapse in the security situation in Syrian Kurdistan is due to a Turkish offensive and now a counter-offensive by the Syrian government, which has begun deploying its forces in the northeast after reaching an accord with the local Kurdish authorities. Follow the news on Middle East – North Africa Journalists at Semalka Border Crossing, October 14. (Photo: Hejar Seyid) News Syria is ranked 174th out of 180 countries in RSF’s 2019 World Press Freedom Index, while Turkey is ranked 157th. A France 2 TV crew consisting of Stéphanie Perez, Nicolas Auer and Yan Kadouch was at the back of the civilian convoy targeted by Turkish forces on 13 October, but none of them was injured. Reporters Without Borders (RSF) is very concerned about local journalists still in Kurdish northeastern Syria, which many reporters have fled since 13 October when two were killed by a Turkish bombardment. RSF calls on all belligerents to respect their international obligations to protect the media in the region, where the security situation continues to worsen and which could become another black hole for news and information. June 8, 2021 Find out more News The Internet was meanwhile temporarily disconnected in northeastern Syrian in the night of 13 October, making it even harder to access news and information, according to the Rojava Information Centre. News News WhatsApp blocks accounts of at least seven Gaza Strip journalists
Pinterest US tops 500,000 virus deaths, matching the toll of 3 wars Local NewsUS News Pinterest Facebook The COVID-19 death toll in the U.S. topped 500,000 Monday, a staggering number that all but matches the number of Americans killed in World War II, Korea and Vietnam combined. President Joe Biden held a sunset moment of silence and a candle-lighting ceremony at the White House and ordered American flags lowered at federal buildings for the next five days. “We have to resist becoming numb to the sorrow,” Biden said. “We have to resist viewing each life as a statistic or a blur.” The half-million milestone, as recorded by Johns Hopkins University, comes as states redouble efforts to get the coronavirus vaccine into arms after last week’s winter weather closed clinics, slowed vaccine deliveries and forced tens of thousands of people to miss their shots. Despite the rollout of vaccines since mid-December, a closely watched model from the University of Washington projects more than 589,000 dead by June 1. The U.S. toll is by far the highest reported in the world, accounting for 20 percent of the nearly 2.5 million coronavirus deaths globally, though the true numbers are thought to be significantly greater, in part because many cases were overlooked, especially early in the outbreak. The first known deaths from the virus in the U.S. were in early February 2020. It took four months to reach the first 100,000 deaths. The toll hit 200,000 in September and 300,000 in December, then took just over a month to go from 300,000 to 400,000 and another month to climb from 400,000 to 500,000. The U.S. recorded an estimated 405,000 deaths in World War II, 58,000 in the Vietnam War and 36,000 in the Korean War. Average daily deaths and cases have plummeted in the past few weeks. Virus deaths have fallen from more than 4,000 reported on some days in January to an average of fewer than 1,900 per day. But experts warn that dangerous variants could cause the trend to reverse itself. And some experts say not enough Americans have been inoculated yet for the vaccine to be making much of a difference. Instead, the drop-off in deaths and cases has been attributed to the passing of the holidays; the cold and bleak days of midwinter, when many people stay home; and better adherence to mask rules and social distancing. Dr. Ryan Stanton, an emergency room physician in Lexington, Kentucky, who has treated scores of COVID-19 patients, said he never thought the U.S. deaths would be so high. “I was one of those early ones that thought this may be something that may hit us for a couple months … I definitely thought we would be done with it before we got into the fall. And I definitely didn’t see it heading off into 2021,” Stanton said. Kristy Sourk, an intensive-care nurse at Hutchinson Regional Medical Center in Hutchinson, Kansas, said she is encouraged by the declining caseload and progress in vaccinating people, but “I know we are so far from over.” People “are still dying, and families are still isolated from their loved ones who are unable to be with them so that is still pretty heart-wrenching,” she said. Snow, ice and weather-related power outages closed some vaccination sites and held up shipments across a large swath of the nation, including in the Deep South. As a result, the seven-day rolling average of adminstered first doses fell by 20 percent between Feb. 14 and Feb. 21, according to data from the Centers for Disease Control and Prevention. The White House said that about a third of the roughly 6 million vaccine doses delayed by bad weather were delivered over the weekend, with the rest expected to be delivered by mid-week, several days earlier than originally expected. White House coronavirus response coordinator Andy Slavitt on Monday attributed the improved timeline to an “all-out, round-the-clock” effort over the weekend that included employees at one vaccine distributor working night shifts to pack vaccines. In Louisiana, state health officials said some doses from last week’s shipments were delivered over the weekend and were expected to continue arriving through Wednesday. New York City Mayor Bill de Blasio said last week’s supply arrived Monday. And in Nashville, Tennessee, health officials were able to vaccinate more than 2,300 senior citizens and teachers over the weekend after days of treacherous weather. Mary Pettersch, an 80-year-old Overland Park, Kansas, retiree who is spending the winter with her 83-year-old husband in Palmhurst, Texas, anticipated that the second dose they were supposed to get on Tuesday will be delayed because of last week’s harsh weather. She made multiple calls to health officials Monday, but they weren’t returned. Still, she wasn’t too worried. “Oh, I would like to get it, but if I can’t get it here, I will get it back home,” she said, noting that she is returning to Kansas in April. “At 80 you don’t get frustrated anymore,” she said. Some hospitals, clinics, community sites and pharmacies that are in Louisiana’s vaccination network will get double allocations of doses this week — just as Gov. John Bel Edwards starts offering shots to teachers, daycare workers, pregnant women and people age 55 to 64 with certain preexisting conditions. New York City officials expected to catch up on vaccinations after being forced to delay scheduling tens of thousands of appointments last week, the mayor said Monday. “That means we’ve basically lost a full week in our vaccination efforts,” DeBlasio said. More than 44 million Americans have received at least one dose of either the Pfizer or Moderna vaccine, and about 1.6 million per day received either first or second dose over the past seven days, according to the CDC. The nation’s supply could expand significantly if health regulators approve a single-shot COVID-19 vaccine developed by drugmaker Johnson & Johnson. The company said it will be able to provide 20 million U.S. doses by the end of March if it gets the green light, and would have capacity to provide 100 million vaccine doses to the U.S. by the end of June. That supply will help government officials reach the goal of having enough injections to vaccinate most adult Americans later this year. On a global scale, the company aims to produce 1 billion doses this year. J&J disclosed the figures in written testimony ahead of a congressional hearing on Tuesday looking at the country’s vaccine supply. White House officials cautioned last week that initial supplies of J&J’s vaccine would be limited. U.S. health regulators are still reviewing the safety and effectiveness of the shot, and a decision to allow its emergency use is expected later this week. The J&J vaccine would be the first in the U.S. that requires only a single shot. The vaccines from Pfizer and Moderna require two doses spaced several weeks apart. ——— Hollingsworth reported from Kansas City, Kansas. Webber reported from Fenton, Michigan. Associated Press writers Brian Hannon in Salt Lake City, Utah; John Antczak in Long Beach, California; Jonathan Mattise in Nashville, Tennessee; Melinda Deslatte in Baton Rouge, Louisiana; Rachel La Corte in Olympia, Washington; Sophia Tareen in Chicago; Wayne Parry in Atlantic City, New Jersey; and Matthew Perrone and Zeke Miller in Washington contributed to this report. 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Home / Daily Dose / Hispanic Influence on the Housing Market Related Articles Share 1Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Foreclosure, Market Studies, News The Best Markets For Residential Property Investors 2 days ago Hispanic Influence on the Housing Market Servicers Navigate the Post-Pandemic World 2 days ago 2019-07-15 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Hispanics are one of the fastest growing group of homeowners in the U.S., the Wall Street Journal reports. WSJ states that Hispanics are experiencing the largest homeownership gains of any ethnic group in the U.S., bouncing back from a 50-year low in 2015. Data from the U.S. Census Bureau indicates that HIspanic homeownership has increased by 3.3 percentage points since 2015, compared to the overall U.S. homeownership rate increase of 1.3 percentage points since the homeownership rate bottomed out in 2016.The National Association of Hispanic Real Estate Professionals (NAHREP) states that Hispanics accounted for the majority of new U.S. homeowner gains over the past decade, making up nearly 63% of total gains. “The housing market would look very different today if it weren’t for a tidal wave of Latino home buyers,” Gary Acosta, NAHREP’s co-founder and Chief Executive told WSJ.Despite the increases in homeownership, Hispanic homeowners are still at high risk of foreclosure, especially for those who took advantage of risky loans during the housing crisis. According to Zillow, homes in Hispanic neighborhoods were 2.5 times more likely to be foreclosed upon than homes in white communities between 2007 and 2015, after hispanics and blacks saw significant gains in homeownership as lenders targeted minority buyers with these risky loans, eventually leading to foreclosure. A study from Clever.com revealed the racial disparities among mortgage applicants. According to the study, African-Americans are twice as likely to be denied a mortgage when controlling for income, and African-Americans (105%) and Hispanics (78%) were more likely to use high-cost mortgages to purchase a home.Looking at borrowers by race, it indicated that “mortgage applicants are predominantly white.” Out of the sample of 1.7 million applicants analyzed by Clever.com, more than 1.4 million mortgage applicants were white, compared to 80,442 African Americans, 93,762 Asian Americans, 29,293 American Indians, and 15,645 Native Hawaiians or Pacific Islanders. Demand Propels Home Prices Upward 2 days ago July 15, 2019 1,645 Views About Author: Seth Welborn The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: A New Approach to Affordable Housing Next: HUD Announces Residential Reverse Mortgage Sale Print This Post Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Sign up for DS News Daily Subscribe
iStock/Thinkstock(HOUSTON) — One Texas high school that was heavily damaged from Hurricane Harvey reopened on Monday for the first time since the storm struck last August.“There’s been a lot of smiles this morning,” Kingwood High School superintendent Elizabeth Fagen told ABC News. “Students were yelling, ‘We’re so excited!’”The Kingwood, Texas, school, located about 30 miles north of Houston, was closed for over six months after flooding from the hurricane damaged the split-level building.The storm caused “millions of dollars in damage,” a spokesperson for the school district told ABC News.All 2,782 Kingwood students were sent to another school in the district as repairs were taking place.“All the ceramic tile was removed down to the concrete slab,” Fagen said of the flooring, and the walls and doors on the first and second floors had to be replaced.The renovations included security enhancements and a brand new gym, theater, and pool, which is still under construction.Next weekend the high school is hosting an open house for the community to come and see the renovations.“We have people in our community still working through it, but I couldn’t be prouder of the way people here have handled the situation,” Fagen said.Copyright © 2018, ABC Radio. All rights reserved.
vistoff/iStock(RICHMOND, Va.) — The state of Virginia is being sued over “controversial” race labels listed on applications for marriage licenses. Those seeking a license to wed in Virginia are required to label themselves by their race, according to a lawsuit, filed last week in the Eastern District of Virginia. A list of “race codes,” obtained by a law firm representing seven plaintiffs, features more than 200 labels, including seemingly outdated terms such as “Quadroon,” “Moor,” “Aryan,” “Mulatto” and “White American.”The labels are “unscientific, highly controversial, misleading, useless and tainted categories reflecting Virginia’s historical repression of non-white persons,” according to the lawsuit. One of the plaintiffs, 27-year-old Brandyn Churchill, told The New York Times that he and his fiancée were shocked to find the lengthy list when they applied for their marriage license in Rockbridge County last week. The couple left without obtaining their marriage license, even though their wedding is in less than two months.An online pre-application form contains eight standard classifications of race in a drop-down box. Virginia is one of eight states that require race to be filled out on marriage licenses by statute, according to the lawsuit, which accuses the state of needlessly reverting to previous points in history to classify its citizens. The data on race is not sent to the National Center for Health Statistics, and no study has been conducted by the Virginia Department of Health regarding racial data collected from marriage records, according to the lawsuit. In 1967, the U.S. Supreme Court ruled against all state laws that prohibited the marriage of white and non-white people in Loving v. Virginia.“Fifty-two years after the Supreme Court struck down laws preventing the marriage of white and non-white persons, the Commonwealth of Virginia continues to require plaintiffs, as a condition of exercising their right to marry, affirmatively to label themselves racially, against their will and under oath and at risk of prosecution for a felony for misstatement, according to capricious categories rooted in a malignant statutory scheme,” the court documents read. All of the plaintiffs have filed marriage licenses in either Arlington or Rockbridge counties, but do not wish to marry there if they have to label themselves “with a race in order to get a marriage license,” according to the lawsuit. “As a result, in order to marry, plaintiffs, like the Lovings 61 years ago, must acquiesce in an unjustified, offensive and unconstitutional intrusion into their private lives, or, regardless of their desire to be married in Virginia, look elsewhere to get married, as most states do not require racial identification on a marriage license application,” the court documents state.The lawsuit requests temporary restraining orders or preliminary injunctions to prohibit the state of Virginia from denying the plaintiffs a marriage license should they fail to label themselves by race. It also requests “reasonable costs,” such as attorney’s fees and other relief. The lawsuit also requests that the federal court deem the practice unconstitutional and end the requirement.The Virginia State Registrar and circuit courts for Arlington and Rockbridge counties are named as defendants in the lawsuit. ABC News could not immediately reach representatives for any of the defendants for comment. Copyright © 2019, ABC Radio. All rights reserved.